Lemmikki Wealth
It’s About More Than Just Surviving
Your Toolbox for Financial Success
Personal finance is Personal.
There is no one-size-fits-all solution or formula for financial success.
Menu
Click on each category below to learn more and find YOUR path to financial success. Check below for tips on where to start.
Budgeting
“If you don’t tell your money where to go, you will wonder where it went.” Dave Ramsey
Debt
“The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 22:7
Cars
DO NOT Fake Success!
Insurances
Security that can help you sleep better at night.
College
This has always been the American dream. Don’t let it become your financial nightmare.
Housing / Real Estate
“The best investment on earth, is earth.” Louis Glickman
Retirement and Investments
The best time to start investing was yesterday. The second-best time is today.
Helping Others and Leaving a Legacy
You’re writing your legacy every day. What financial legacy are you leaving?
Lessons of 2020
“The more you know about the past, the better prepared you are for the future.” Theodore Roosevelt
Tithing and Giving
“The purpose of tithing is to teach you always to put God first.” Deuteronomy 14:23
Wills and POAs
Prepare for the “What If’s”
Financial Professionals
When is a financial professional right for you?
Financial Definitions
"The beginning of wisdom is a definition of terms." Socrates
Recommended Books
READ today so you can LEAD tomorrow.
Recipes
The kitchen is the heart of the home.
Precious Metals
“Gold and Silver are money. Everything else is credit.” J.P. Morgan
Tips: How to get the most out of this site.
This information can seem overwhelming, but here are a few tips to get the most out of this site.
To Everyone:
Start with the Make A Plan page to map out YOUR destination. This can help minimize those unnecessary detours, allowing you to reach your goals faster.
Come back and visit other categories under Menu as you encounter them or they become significate in your life. Here you will find lots of tips and ideas that may help with your goals.
To All Young People:
I highly recommend reading the F.I.R.E. Community page and information first. The earlier you know about the F.I.R.E community, the better it can benefit you if that is something you want to consider. (I wish I would have known this information much sooner.)
Then, I suggest reading The Money Guy’s Financial Order of Operations and/or Minority Mindset C.L.I.M.B. They both offer a lot of great information and can help you know where to put your focus to meet your financial goals.
However, if you want a very simple plan to start with, reading Dave Ramsey’s Baby Steps will not steer you wrong. His plan is easy to remember and simple to follow, and it will give you a great financial start.
Next, read Budgeting, Savings, and Groceries and Gas pages to learn tips about these areas in finance. Knowing this information early can help with your plan and help you meet your financial goals.
Then come back and visit other categories under Menu as you encounter them in your life. This information can help you not fall into the financial traps the world likes to set to keep people broke and dependent.
To All Who Struggle with Money and/or Debt:
Read Dave Ramsey’s Baby Steps and/or The Money Guy’s Financial Order of Operations. They both offer great perspectives and plans to help get on the right track with money. While they both focus on creating a good financial foundation, Dave Ramsey emphasizes the psychology of money, aiding those who struggle with finances. The Money Guys, on the other hand, focus on maximizing the efficiency of your dollars.
Then read Budgeting, Savings, and Groceries and Gas to learn tips about these areas in finance. This information can give you tips and tricks to help with your plan and meet your financial goals.
Then come back and visit other categories under Menu as you encounter them in your life. This information can help you not fall into the financial traps the world likes to set to keep people broke and dependent.
Please share any tips or ideas you may have. We are all learning together!
Please note that I am not a financial advisor, and this website should not replace professional advice from a qualified financial advisor.
I created this based on information I’ve gathered to share with my children.
I appreciate any feedback to help improve this website. If you have any questions, comments, or recommendations, please feel free to contact me.
IMPORTANT: Do your own research to find what is best for you!
I did not grow up learning how to be financially responsible, but I became passionate about learning all things finances so I could teach my children. I am not a financial advisor, but I am continuously learning on my journey to become financially independent, and I’m passionate about teaching others how to do the same. Come learn with me so we can live our best lives and then spread our wings to help others do the same.
“Reach one, teach one, and repeat. If the world did this, we would be a much better place.” - Rudy Martinez (Alaska Prepper)