More Than Just Surviving

Your Toolbox for Financial Success

Personal finance is Personal.

There is no one-size-fits-all solution or formula for financial success.

Menu

Click on each category below to learn more and find YOUR path to financial success.

Make A Plan

A Dream without a plan is just a Wish.

Dave Ramsey, The Money Guy, Minority Mindset, and/or The F.I.R.E. Community. Is one right for you?

Budgeting

“If you don’t tell your money where to go, you will wonder where it went.” Dave Ramsey

Savings

Wealth is not about how much you make. It’s about how much you keep.

Live Small Dream Big!

Debt

“The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 22:7

Groceries and Gas

Where most people blow their budgets.

And if you have teenagers, good luck!

Cars

DO NOT Fake Success!

Insurances

Security that can help you sleep better at night.

College

This has always been the American dream. Don’t let it become your financial nightmare.

Housing / Real Estate

“The best investment on earth, is earth.” Louis Glickman

Retirement and Investments

The best time to start investing was yesterday. The second-best time is today.

Helping Others and Leaving a Legacy

You’re writing your legacy every day. What financial legacy are you leaving?

Lessons of 2020

“The more you know about the past, the better prepared you are for the future.” Theodore Roosevelt

Tithing and Giving

“The purpose of tithing is to teach you always to put God first.” Deuteronomy 14:23

Wills and POAs

Prepare for the What If’s

Financial Professionals

When is a financial professional right for you?

Financial Definitions

"The beginning of wisdom is a definition of terms." Socrates

Recommended Books

READ today so you can LEAD tomorrow.

Recipes

The kitchen is the heart of the home.

Cryptocurrencies

Future or Fad

You Decide.

Precious Metals

“Gold and Silver are money. Everything else is credit.” J.P. Morgan

Net Worth Statements

A snapshot of your financial well-being.

Tips: How to get the most out of this site.

Finances are not usually something glamorous to read or talk about, but it is something that affects us all most of the time. I know this information can seem overwhelming, but if I can offer any suggestions, it would be:

  1. Start with the Make A Plan page. If you don’t know how to get where you’re going, how can you expect to reach your destination? This page offers tips that can help you formulate the best plan for you to help you reach your financial success.

  2. Then come back and visit other categories under Menu as you encounter them in your life. Even if you’ve learned all there is to know, I recommend still investing a little time to look. You might be surprised to find a new tip that could change your finances.

    Please share any tips or ideas you may have as we are all learning together.

To All young people:

  1. I highly recommend reading the F.I.R.E. Community page and information first. The earlier you know about the F.I.R.E community, the better it can benefit you if that is something you want to consider. (I wish I would have known this information much sooner.)

  2. Then, I suggest reading The Money Guy’s Financial Order of Operations and/or Minority Mindset C.L.I.M.B. They both offer a lot of great information and can help you know where to put your focus to meet your financial goals.

  3. However, if you want a very simple plan to start with, reading Dave Ramsey’s Baby Steps will not steer you wrong. His plan is easy to remember and simple to follow, and it will give you a great financial start.

  4. Next, read Budgeting, Savings, and Groceries and Gas pages to learn tips about these areas in finance. Knowing this information early can help with your plan and help you meet your financial goals.

  5. Then come back and visit other categories under Menu as you encounter them in your life. This information can help you not fall into the financial traps the world likes to set to keep people broke and dependent.

To Anyone struggling with money and/or debt:

  1. Read Dave Ramsey’s Baby Steps and/or The Money Guy’s Financial Order of Operations. They both offer great perspectives and plans to help get on the right track with money.

  2. Then read Budgeting, Savings, and Groceries and Gas to learn tips about these areas in finance. This information can give you tips and tricks to help with your plan and meet your financial goals.

  3. Then come back and visit other categories under Menu as you encounter them in your life. This information can help you not fall into the financial traps the world likes to set to keep people broke and dependent.

Disclaimer: I am not a financial advisor. I am just someone with a passion to learn and pass on what I’ve learned.

The information on this site is not guaranteed to be correct or still relevant as it is my opinion from experiences and interpretation of what I’ve learned, and we all know how fast life and information can change.

IMPORTANT: Do your own research to find what is best for you!

Contact Me

Thank you for taking the time to visit this site! I’m on a mission to pass along helpful tools and information that I feel helped me understand finances better as I hope it can help others as well. This site is a work in progress and will probably continue to be as I learn more and more. Please help me learn, share, and pass along any helpful information that could benefit others and make the next generation brighter.

Please visit often for any new or updated information and let me know if you have any questions or recommendations, or if you find any errors. We are all learning to be our best selves so we can be a blessing to others around us.

About Me

I did not grow up learning how to be financially responsible, but I became passionate about learning all things finances so I could teach my children. I am not a financial advisor, but I am continuously learning on my journey to become financially independent, and I’m passionate about teaching others how to do the same. Come learn with me so we can live our best lives and then spread our wings to help others do the same.

“Reach one, teach one, and repeat. If the world did this, we would be a much better place.” - Rudy Martinez (Alaska Prepper)